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个人住房贷款等额本息还款法明细表 |
每一万元个人住房贷款等额本息还款法明细表
(仅供参考)
（2008年11月27日起执行）
|
| 期限(年) |
基准贷款利率 |
基准贷款利率下浮15% |
基准贷款利率下浮30% |
住房公积金贷款利率 |
| 月利率‰ |
每月还款额 |
月利率‰ |
每月还款额 |
月利率‰ |
每月还款额 |
月利率‰ |
每月还款额 |
| 2 |
4.725 |
￥441.72 |
4.01625 |
￥437.91 |
3.3075 |
￥434.11 |
2.925 |
￥432.07 |
| 3 |
4.725 |
￥302.73 |
4.01625 |
￥298.90 |
3.3075 |
￥295.10 |
2.925 |
￥293.07 |
| 4 |
4.95 |
￥234.58 |
4.2075 |
￥230.51 |
3.465 |
￥226.50 |
2.925 |
￥223.60 |
| 5 |
4.95 |
￥193.05 |
4.2075 |
￥188.94 |
3.465 |
￥184.88 |
2.925 |
￥181.96 |
| 6 |
5.1 |
￥166.30 |
4.335 |
￥161.99 |
3.57 |
￥157.75 |
3.375 |
￥156.68 |
| 7 |
5.1 |
￥146.66 |
4.335 |
￥142.29 |
3.57 |
￥138.00 |
3.375 |
￥136.92 |
| 8 |
5.1 |
￥132.00 |
4.335 |
￥127.56 |
3.57 |
￥123.22 |
3.375 |
￥122.13 |
| 9 |
5.1 |
￥120.65 |
4.335 |
￥116.15 |
3.57 |
￥111.75 |
3.375 |
￥110.64 |
| 10 |
5.1 |
￥111.62 |
4.335 |
￥107.06 |
3.57 |
￥102.60 |
3.375 |
￥101.48 |
| 11 |
5.1 |
￥104.28 |
4.335 |
￥99.65 |
3.57 |
￥95.14 |
3.375 |
￥94.01 |
| 12 |
5.1 |
￥98.21 |
4.335 |
￥93.51 |
3.57 |
￥88.94 |
3.375 |
￥87.80 |
| 13 |
5.1 |
￥93.10 |
4.335 |
￥88.34 |
3.57 |
￥83.71 |
3.375 |
￥82.56 |
| 14 |
5.1 |
￥88.76 |
4.335 |
￥83.93 |
3.57 |
￥79.25 |
3.375 |
￥78.08 |
| 15 |
5.1 |
￥85.04 |
4.335 |
￥80.14 |
3.57 |
￥75.40 |
3.375 |
￥74.22 |
| 16 |
5.1 |
￥81.80 |
4.335 |
￥76.84 |
3.57 |
￥72.05 |
3.375 |
￥70.85 |
| 17 |
5.1 |
￥78.98 |
4.335 |
￥73.95 |
3.57 |
￥69.10 |
3.375 |
￥67.90 |
| 18 |
5.1 |
￥76.49 |
4.335 |
￥71.40 |
3.57 |
￥66.50 |
3.375 |
￥65.28 |
| 19 |
5.1 |
￥74.29 |
4.335 |
￥69.14 |
3.57 |
￥64.18 |
3.375 |
￥62.95 |
| 20 |
5.1 |
￥72.34 |
4.335 |
￥67.12 |
3.57 |
￥62.10 |
3.375 |
￥60.86 |
| 21 |
5.1 |
￥70.59 |
4.335 |
￥65.31 |
3.57 |
￥60.24 |
3.375 |
￥58.98 |
| 22 |
5.1 |
￥69.02 |
4.335 |
￥63.67 |
3.57 |
￥58.55 |
3.375 |
￥57.29 |
| 23 |
5.1 |
￥67.60 |
4.335 |
￥62.20 |
3.57 |
￥57.03 |
3.375 |
￥55.75 |
| 24 |
5.1 |
￥66.33 |
4.335 |
￥60.86 |
3.57 |
￥55.64 |
3.375 |
￥54.34 |
| 25 |
5.1 |
￥65.17 |
4.335 |
￥59.64 |
3.57 |
￥54.36 |
3.375 |
￥53.06 |
| 26 |
5.1 |
￥64.11 |
4.335 |
￥58.53 |
3.57 |
￥53.20 |
3.375 |
￥51.88 |
| 27 |
5.1 |
￥63.15 |
4.335 |
￥57.51 |
3.57 |
￥52.13 |
3.375 |
￥50.80 |
| 28 |
5.1 |
￥62.27 |
4.335 |
￥56.58 |
3.57 |
￥51.14 |
3.375 |
￥49.81 |
| 29 |
5.1 |
￥61.47 |
4.335 |
￥55.72 |
3.57 |
￥50.24 |
3.375 |
￥48.88 |
| 30 |
5.1 |
￥60.73 |
4.335 |
￥54.92 |
3.57 |
￥49.39 |
3.375 |
￥48.03 |
|
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